Uninsured and underinsured motorists are a true burden on society. You pay your auto insurance to protect others if you should cause an accident, then you are involved in an accident that is not your fault, only to find out that the driver who caused the accident doesn’t have any insurance at all, or inadequate insurance.

Fortunately, you can be covered by uninsured/underinsured motorist protection. Under the uninsured motorist law, you can sue your insurance company for your damages. Your insurance company will then go after the uninsured motorist to repay them for what they paid you, or in an underinsured motorist case, your insurance company will be made to pay the full value of your case less what the underinsured motorist has already paid.

At The Law Offices of Maurice B. Smith, we have represented many motorists making uninsured and underinsured motorist claims against their insurance companies. We do the hard work for you, demanding that your insurance company fully compensate you for all of your damages just as the liable motorist would if he or she was fully insured. It is not appropriate for your insurance company to blame you for being involved in an accident with an uninsured or underinsured motorist, and we will make sure that does not happen. Contact us for free consultation.

Contact a Sacramento personal injury law firm for a free initial consultation.

At the Law Offices of Maurice B. Smith, in Sacramento, we represent individuals throughout the Sacramento Valley, including the communities of Sacramento, Stockton, Lodi, Davis, Elk Grove, Antelope, Granite Bay, Folsom, Carmichael, Roseville, Woodland, Lincoln, Tracy, Placerville, Tahoe, Solano and Galt; and in San Joaquin County, Sacramento County, Placer County, Yolo County, El Dorado County and Solano County.