Experienced Counsel to Handle Your Insurance Dispute

Often, when you have suffered a personal injury, or property loss, you turn to your automobile, homeowners, or comprehensive general liability (CGL) insurance carrier to recover the benefits under your insurance policy, only to have insurance adjusters either stall, make an unfair offer, or deny coverage altogether. In situations like this, you want an experienced lawyer, one who knows how insurers defend personal injury claims, so that you know what your options are and can make informed decisions.

At the Law Offices of Maurice B. Smith, we work closely with people who were wrongfully denied benefits under their insurance policy or had their personal injury claim denied. We work with clients throughout the San Joaquin Valley and the Sacramento Valley, including individuals who have had difficulty getting their insurance companies to pay their claims. We have over 25 years of experience of dealing with insurance companies. We understand the tactics insurance companies use in an attempt to avoid paying legitimate claims, and know how to respond to these tactics. Contact us to arrange a free initial consultation.

Demanding Compensation for Insureds

In our insurance dispute practice, we handle a broad range of legal challenges, including:

• Denial of coverage responsibility: If your insurance carrier has wrongfully determined that your policy does not cover your losses, we can help.
• Bad faith refusal to pay a legitimate claim: If you have been wrongfully denied coverage for a claim that falls under your policy, we will aggressively fight to get you the compensation you deserve.
• Disputes over the value of items lost: Your insurance carrier may try to undervalue the items you have lost. We will take appropriate legal action to ensure that you are fairly compensated for your losses.
• Disagreements over whether insured items have any reasonable use: Your insurance company may try to avoid payment of a claim by arguing that you still have reasonable use of the damaged item. We will gather the evidence to show that there has been a total loss.
• Controversies regarding the costs of reconstruction: If your home has been damaged, you may have disagreements with your insurer regarding the cost of reconstruction. We will work to show that your costs are reasonable and are covered under your policy.
• Disputes over whether your real property was occupied: An insurance company may require that you live in your home in order for coverage to continue, but a job or family member may have resulted in a temporary move for you. We will handle all matters related to your fire insurance policy, seeking a result that is in the best interests of you and your family.

We litigate disputes involving homeowners policies, motor vehicle policies, CGL policies and fire insurance policies. If you have been denied, you want to move quickly to hire an attorney to protect your legal rights. Your rights may be negatively affected if you fail to do so.

For an experienced personal injury lawyer in the Greater Sacramento area,
contact our office to set up a free initial consultation.
Let us act as your advocate with your insurance carrier, helping ensure that you get the benefits to which you are entitled. We handle our cases on a contingency plus costs basis, or on an hourly basis depending on the situation.

At the Law Offices of Maurice B. Smith, in Sacramento, we represent individuals throughout the Sacramento Valley, including the communities of Sacramento, Stockton, Lodi, Davis, Elk Grove, Antelope, Granite Bay, Folsom, Carmichael, Roseville, Woodland, Lincoln, Tracy, Placerville, Tahoe, Solano and Galt; and in San Joaquin County, Sacramento County, Placer County, Yolo County, El Dorado County and Solano County.